Thimble Professions Covered
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Licensed in AL | GA | IN | TX
What We Cover:
  • General Liability Insurance
  • Professional Liability Insurance
  • Errors and Omissions Insurance
  • Verifly Drone Insurance
​Thimble arranges on-demand insurance by the job for the 57 million people who work independently—such as photographers, handymen, drone pilots, DJs, and others—delivered via our Thimble app.
Handymen / Handyman & Contractors
Eligible Operations
  • Alarm Systems Installation & Repair
  • Carpentry
  • Carpentry - Interior
  • Carpet Cleaners
  • Closet Installation
  • Contractors
  • Debris Removal
  • Deck Building
  • Electrical
  • Fence Building
  • Finish Carpentry
  • Finishing Contractors
  • Flooring
  • Furniture Assembly (No Cribs or Bunk Beds)
  • Furniture Installation - Office
  • Furniture Refinishing
  • Glaziers
  • Handypersons
  • Interior Painting
  • Invisible Fence Installation
  • Locksmiths
  • Masonry
  • Millwork
  • Office Furniture Installation
  • Office Machine Installation & Repair
  • Painting & Siding
  • Piano Tuning
  • Seal Coating
  • Siding
  • Small Contractors including Finishing Contractors
  • Smart Home Installation
  • Surveillance System Installation & Maintenance
  • Surveyors
  • Swimming Pool Servicing (No Construction)
  • Tiling
  • Upholstering
  • Walls
  • Wallpapering
  • Window Decorating

Ineligible Operations
  • Alarm System Monitoring
  • Assembly of Cribs or Bunk Beds
  • Demolition
  • Fire or Water Mitigation or Restoration
  • Foundation Work or Repair
  • Those Specializing in Garage Door Installation, Servicing, or Repair
  • Grading or Excavating
  • Machinery or Equipment Repair (Other Than Office Machines And Household Appliances)
  • Pool Construction
  • Roadside Assistance
  • Roofing Work or Repair
  • Street, Road and Highway Work
  • Traffic Control
  • Welding
  • Performing Work over Three Stories in Height (30 Feet)
  • Work on 10 or More New Homes or New Residential Units in Any One Project or Development
  • Work performed before or after the policy period


​Events & Entertainment
Eligible operations

Events
  • Actors
  • Corporate Party Planners
  • Event Staff
  • Food / Catering (No Bartending)
  • Individual event participants (not the event itself)
  • Musicians
  • Speakers
  • Wedding Planners

Entertainers
  • Balloon Artists
  • Belly Dancers
  • Caricature Artists
  • Celebrity Look-a-Likes
  • Clowns
  • Comedians
  • Contortionists
  • DJs
  • Face Painters
  • Impersonators
  • Impressionists
  • Jugglers
  • Magicians
  • Mimes
  • Musicians
  • Musical Conductors
  • Poets
  • Puppeteers
  • Santas
  • Storytellers
  • Street Performers
  • Ventriloquists

Guides
  • Canoe & Kayak Guides / Instructors
  • Fishing Guides
  • Float Trip Guides
  • Hiking Guides
  • Tour Guides
  • Nature and Wildlife Guides
  • Stand Up Paddleboard (SUP) Guides

Ineligible operations
  • Acrobatic, Aerialist, or Stunt Performers
  • Adult Film Operations
  • Amusement Device, Rides or Inflatables (including Bouncy Castles) Operators or Rental
  • ATV Tours
  • Bartenders
  • Bouncers
  • Equipment Rental
  • Event Promoters
  • Exotic Dancers, Strippers, or Adult Entertainment
  • Fireworks
  • Horseback Trail Rides
  • Hunt Clubs
  • Hypnotists
  • Importing, manufacturing, growing, distributing, storing, selling, using, or ingesting marijuana or any other product of the plant Cannabis Sativa L. (whether or not it is the main ingredient or used in combination with other ingredients)
  • Importing, manufacturing, growing, distributing, storing, selling, using, or ingesting tobacco or products containing tobacco 
  • Operations Involving Non-Domestic Animals
  • Operations Involving Weapons
  • Participating in Protests, Rallies and/or Marches
  • Rock Climbing
  • Security Guards
  • Skiing or Snowboarding Guides
  • Traffic Control
  • White Water Rafting Guides
  • Wrestling or MMA-related activities
  • Work performed before or after the policy period

Beauty & Fitness
Eligible Operations
  • Aerobics Instructors
  • Barbers
  • Cosmetologists
  • Dance Instructors
  • Fitness Instructors
  • Golf Instructors
  • Hair Stylists
  • Martial Arts Instructors
  • Nail Artists
  • Personal Trainers
  • Spin Instructors
  • Swim Instructors
  • Tai Chi Instructors
  • Yoga Instructors

Ineligible Operations
  • Acupuncture Services
  • Massage Therapists
  • Occupational Therapists
  • Physical Therapists
  • Tattoo or Piercing Artists
  • Certain specified spa services
  • Work performed before or after the policy period


Landscaper
Eligible Operations
  • Landscaping
  • Lawn & Yard Maintenance
  • Trimming or Pruning Trees Exclusively at Ground Level (No Removals)
  • Pesticide Application (Landscapers Only)

Ineligible Operations
  • Aerial Crop Spraying
  • Bedbug Remediation
  • Fumigation / Use of Gas
  • Grading or Excavating
  • Importing, manufacturing, growing distributing, storing, selling, using, or ingesting marijuana or any product of the plant Cannabis Sativa L. (whether or not it is the main ingredient or used in combination with other ingredients)
  • Highway or Right of Way Maintenance
  • Pool Construction
  • Termite Inspection or Remediation
  • Use of pesticides that are not EPA approved
  • Performing Work over Three Stories in Height (30 Feet)
  • Work performed before or after the policy period


Cleaners & Janitors
Eligible Operations
  • Car / Boat / Vehicle Washing or Detailing
  • Housekeepers
  • Janitorial Services including Carpet and Window Cleaning
  • Office Cleaning
  • Pressure Washing


Ineligible Operations

Consultants & Freelancers
Eligible Operations
  • AV Installation
  • Business Consultants
  • Car AV Installation
  • Classroom Instruction
  • Computer Programming
  • Computer Repair
  • Creative Directors
  • Financial Consultants
  • Graphic Designers
  • House Sitting
  • Interior Decorating
  • IT Consultants
  • Marketing Consultants
  • Personal Shoppers
  • Photography & Videography (No Drones)
  • Sound Recordists
  • Speakers
  • Web Developers
  • Writers

Ineligible Operations
  • Adult Film Operations
  • Alarm System Monitoring
  • Any acts or services performed by an unlicensed or uncertified insured if such licensing or certification is required by law
  • Babysitters and Nannies
  • Bouncers 
  • Elderly Care 
  • Financial Planners
  • Home Health Care
  • Importing, manufacturing, growing, distributing, storing, selling, using, or ingesting marijuana or any product of the plant Cannabis Sativa L. (whether or not it is the main ingredient or used in combination with other ingredients)
  • Inspectors 
  • Investment Advisors
  • Lifeguards 
  • Mortgage Bankers or Investment Bankers
  • Registered Representatives or Brokers/Dealers of Securities or Commodities
  • Rideshare Drivers 
  • Roadside Assistance
  • Security Guards 
  • Traffic Control
  • Training or Instruction Demonstrated on Real Patients 
  • Work performed before or after the policy period


Pets

Eligible operations
  • Pet Grooming
  • Pet Sitting
  • Pet Training
  • Pet Walking

Ineligible Operations
  • Work performed before or after the policy period

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